Loan Application Checklist

In general, the documentation you will need includes:
Check for application fee
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy of legal description and MLS sheet.
If you are selling your current home, copy of listing contract.
If you have sold your current home, copy of settlement statement (HUD-1).

Income & Assets

Pay stubs covering the last 30 days.
  For the past two years:
 

Names and addresses of each employer.

W-2s (Previous 3 years if you are a first time homebuyer)
Statements for each bank, mutual fund, and/or investment account for the last 2 months.
  If you have made any large deposits to your accounts:
 

Explanation and source for deposit.

 If large deposit was a gift:
 

Signed gift letter (I can provide a copy to use.)

 Copy of gift check.

 Copy of deposit receipt.
  If you own more than 25% of a business:
 

Corporate or partnership tax returns (Previous 2 years)
  If self-employed:
 

Tax returns for the last 2 years (with schedules).

 Year-to-Date Profit and Loss Statement prepared by an accountant.
  If you own rental property:
 

Tax returns for the last 2 years and current rental agreements.
  If you are retired:
 

Pension Award Letter.
  If you receive Social Security:
 

Social Security Award Letter.
  If you are counting child support as income:
 

Copy of divorce decree and/or child support order

 Copy of 3 months bank statements reflecting receipt.

Debts

Names, addresses, account numbers, balances and monthly payments on all current loans.
Explanation of credit report anomalies, including:
 

Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

 

VA Loans

Copy of DD Form 214 and Certificate of Eligibility

Miscellaneous

Residence addresses for the past two years.
If applicable, a copy of your divorce decree and/or child support agreement 
If you are not a citizen, a copy of the front and back of your green card.

 

 

Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

How can we get in touch with you?
*Name:
*Email:
Phone:
Address:
City:
*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

Note: Fields with an * are required


Residential Mortgage, LLC 8800 Glacier Hwy., Suite 232 Juneau, AK 99801
Phone: Toll Free Phone: Fax:

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